DSCR Loans
A mortgage solution designed to help investors of single family rental, duplex, condos, and other 1-4-unit properties secure financing.
Your First Stop For Small-Balance Loans
Low Rates
Secure best-in-class rates for borrowers –
even if they don’t fit traditional
bank requirements.
Reduced Fees
With no lender points and just $500 non-refundable deposit, you have more opportunities to close deals.
Cash-Out Options
Help borrowers refinance a
mortgage or tap into cash for
business improvements.
Program Guidelines
- Loans from $100K – $2MM
- LTVs up to 80%
- Terms: 30-year fixed
- Documentation: No tax returns required. Leases if using actual rents
- Amortization: Up to 30 years
- Min. FICO: 620
- Min. DSCR: 1.0x
- Warrantable and non-warrantable condos eligible
This program makes sense for:
- Borrowers who can’t provide tax returns
- Borrowers who require more flexibility than traditional banks can provide
Ready to take the next step?
It’s easy – here’s how you can start closing 1-4 loans:
Submit a loan
Send us more details about your loan scenario and borrower.
Connect with a team member
One of our experts will reach out to you to discuss next steps.
Close your deal
Once you’re approved, you’ll begin the transaction process.
What Brokers Are Saying
"I heard great things from my peers and wanted to try you guys. I was very happy and look forward to bringing more loans your way."
"Great service, fast turn times, and super low rates!"
"Quick and easy process with great rates and very personal loan processing team!"
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