Lite Doc Commercial Loans
Expand your commercial product offering with a reduced doc solution designed for today’s investor.
Your First Stop For Small-Balance Loans
Competitive Rates
Secure industry-leading rates for borrowers who require more flexible financing.
Alternative Documentation
No tax returns? We review property cash flow for investor deals—no tax returns required!
Cash-Out Options
Help your clients refinance or tap into cash for other business needs.
Program Guidelines
- Loans from $100K – $2MM
- LTVs up to 75%
- Terms: 5-year ARM or 30-year fixed
- Documentation: No tax returns required
- Min. FICO: 650
This program makes sense for:
- Self-employed borrowers who report lower income and file taxes differently
- Borrowers who prefer not to submit tax return documentation
- Borrowers who require more flexibility than traditional banks can provide
Ready to take the next step?
It’s easy – here’s how you can start closing Lite Doc loans:
Submit a loan
Send us more details about your loan scenario and borrower.
Connect with a team member
One of our experts will reach out to you to discuss next steps.
Close your deal
Once you’re approved, you’ll begin the transaction process.
What Brokers Are Saying
"I heard great things from my peers and wanted to try you guys. I was very happy and look forward to bringing more loans your way."
"Great service, fast turn times, and super low rates!"
"Quick and easy process with great rates and very personal loan processing team!"
Get Today’s Rate Sheet
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Learn More About Our Investor Solutions
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