Bank Statement Program
Designed for self-employed borrowers who require more flexibility for mortgage financing.
Your Solution for Self-Employed Borrowers
Competitive Rates
Secure industry-leading rates for borrowers who require more flexible financing.
Alternative Documentation
No tax returns? Borrowers can instead submit personal or business bank statements.
Cash-Out Options
Help your clients refinance a mortgage or tap into cash for other home improvements.
Program Guidelines
- LTVs up to 80%
- Terms: 30-year fixed
- Documentation: 12 or 24 consecutive months of personal or business bank statements
- Min. FICO: 660
- DTI: 49.99%
- Cash-outs available
This program makes sense for:
- Self-employed borrowers
- Borrowers who prefer not to submit tax return documentation
Ready to take the next step?
It’s easy – here’s how you can start closing Conventional Investor loans:
Submit a loan
Send us more details about your loan scenario and borrower.
Connect with a team member
One of our experts will reach out to you to discuss next steps.
Close your deal
Once you’re approved, you’ll begin the transaction process.
What Brokers Are Saying
"I heard great things from my peers and wanted to try you guys. I was very happy and look forward to bringing more loans your way."
"Great service, fast turn times, and super low rates!"
"Quick and easy process with great rates and very personal loan processing team!"
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